The concept of "fault" plays a significant role in determining your eligibility to recover compensation for your losses. However, the laws regarding fault are not the same across the U.S. For example, the state of Oregon follows the principle of comparative negligence, which differs significantly from the harsher doctrine of contributory negligence used in some other states.
When you know the difference between contributory negligence and comparative negligence, you can understand your rights and set realistic expectations. Let's explore the key differences between these two concepts and how they apply to personal injury cases in Oregon.
Contributory Negligence: A Stricter Approach to Fault
Contributory negligence operates under a rigid all-or-nothing principle. If a plaintiff is found to be even partially at fault for an injury, they are completely barred from recovering any damages, regardless of the severity of the injury or the degree of the other party's negligence. This means that even a minor mistake can result in a complete loss of your right to compensation.
For example, imagine that you have the green light and the right-of-way at an intersection. Just as you enter the intersection, another driver runs a red light and crashes into the side of your car. However, that driver’s lawyer uses dashcam footage to prove that you were slightly exceeding the speed limit at the time of the accident. Under a pure contributory negligence system, you would be barred from recovering any damages — even though the other driver was primarily at fault.
Oregon does not follow the contributory negligence rule, opting for a more equitable system.
Comparative Negligence in Oregon: A Fairer Approach to Shared Fault
Oregon follows a system of comparative negligence, which allows courts to apportion fault among multiple parties involved in an accident. This means that even if you are partially at fault, you may still be able to recover compensation for your damages, although it will be reduced in proportion to your degree of fault. Oregon specifically follows a modified comparative negligence rule with a 51% bar rule.
According to Melanie Musson, an insurance expert with InsuranceProviders.com, if, for example, you have to deal with a lifelong disability following an accident, the at-fault party is responsible for settling your claim in a way that covers your losses for life. However, with comparative negligence, if you were 25% responsible, your settlement would be for 75% of the estimated costs. So, you’ll have to try to find a way to plan for your financial future considering your losses and the insufficiency of the settlement to meet your needs.
Oregon specifically follows a modified comparative negligence rule with a 51% bar rule.
Let's break down what this means:
Pure vs. Modified Comparative Negligence
Pure comparative negligence states allow recovery regardless of the percentage of fault; in these states, you have the right to seek compensation even if you were mostly (but not entirely) to blame for your injury. In contrast, modified comparative negligence states set a limit on a plaintiff’s percentage of fault.
51% Bar Rule
Under Oregon’s modified comparative negligence law, you are barred from recovering any damages from other involved parties if you are found to be 51% or more at fault for the accident.
Shared Fault and Damages
However, if you are 50% or less at fault, you can still pursue compensation, but the amount will be reduced based on your percentage of fault.
For instance, if you were deemed 20% responsible for a car accident resulting in losses totaling $100,000, you would be able to recover $80,000 (total losses minus 20%).
Comparative vs. Contributory Negligence: Why It Matters
Understanding the difference between these two systems is crucial when pursuing a personal injury claim. Comparative negligence allows for a fairer outcome, ensuring that you are not completely barred from recovery due to a minor mistake. However, it also means that you and your lawyer must gather evidence and present a strong case to prove the other party's fault and demonstrate that you acted responsibly.
Navigating Oregon's Comparative Negligence System: Seek Legal Guidance
Personal injury cases involving comparative fault can be complex, and insurance companies often attempt to shift blame onto the injured party to minimize their own liability. Todd Newlin and the team at Newlin Law Offices are ready to stand by your side until you receive fair compensation. We will:
- Investigate the accident thoroughly.
- Gather evidence to support your claim.
- Negotiate with insurance companies on your behalf.
- Present a compelling case to demonstrate the other party's fault and minimize your own liability.
If you’ve been injured because someone else was negligent, don't hesitate to reach out for a free legal consultation. We can explain your rights and options under Oregon’s comparative negligence system and determine whether you have a strong case for compensation.
